By now, you have probably heard about the Stress Test requirements and how those affect your budget. However, what you may not know is that not all lenders follow the same guidelines. There is a chance we can increase your budget, while also getting you a lower interest rate then your bank.
You have decided to move, that can come with 99 problems, we make sure knowing you have the right mortgage at the best rate isn't one of them.
We are self employed professionals too, so we understand the unique process and documentaiton requirements when applying for financing. We have helped other professionals secure mortgages even when they had been turned down by thier banks.
One of the best ways to stretch your paycheck is to shrink your payments. Access the equity in your home to get a lower interest rate and have a structured plan knowing more is going towards actually paying it off.
You have an existing mortgage but maybe want a better rate then your current lender is providing, cash out some of the equity or shrink your payments.
Through a Reverse Mortgage, you can turn a portion of your home equity into a source of cash. Meaning you'll have access to a dependable source of funds without the stress of any payments all while retaining ownership of your home.